Britt Jones
After three people were found dead inside of their 21-room mansion, questions were raised about the legitimacy of an insurance policy, only to find out that there was a dark secret looming in the family.
When Rakesh Kamal, 57, his wife, Teena, 54, and their 18-year-old daughter, Arianna was found dead from gun shot wounds, it was a shock for everyone.
The uber rich family had been living in their Dover mansion and not even their family knew that the family had been facing problems.
However, a sudden change to the life insurance policy on Teena just four days before lead to the discovery of what led to their deaths.
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Authorities confirmed that it was a result of a murder-suicide, with Rakesh taking the lives of his wife and daughter.
But the reason? Massive debt.
It was just days before their deaths that a fax signed by Teena was sent to the life insurance company Genworth, which requested a change to her $1.25 million life insurance policy, according to the Boston Globe.
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The document changed to make Teena’s husband and daughter the primary benefactors and adding Rakesh’s brother, Manoj Kamal, as the contingent beneficiary in case either Rakesh or Arianna died.
The original policy held Rakesh as the primary benefactor, while Arianna was filed as the contingent.
A few weeks later, Manoj filed to collect the life insurance payout but was quickly stopped when Teena’s brother, Sandeep Bedi, contacted the life-insurance company to let them know how his sister and niece had died just days after the change of policy.
Now, the two brothers are locked in a lengthy battle - which opened up the awful debts Rakesh had accumulated.
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When the company heard of the conflicting accounts, they decided to ask a federal court in Boston in April to decide who would be the person to receive the money.
Now, Manoj and Bedi have until August 2 to respond to the filing and battle it out.
Their choices are to settle or to drag it out.
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It all began when the father racked up a debt on the $3.8 million mortgage he took out on their $4 million property and a six-figure loan from a family member, as well as numerous failed business deals.
He had loaned $500,000 from Bedi and ‘a substantial sum of money’ from his brother Manoj, two separate affidavits claim, which were viewed by the Boston Globe claim.
Not only were the family in massive debt, but also filing for bankruptcy in September 2022, which filed using Teena’s name.
Boston 25 News reported that it listed liabilities between $1 million and $10 million but the case was dismissed weeks later because the forms weren’t filed in time.
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In December of that same year, the family were ordered to leave their mansion and were handed eviction papers in May 2023.
Having owed $760,000 to nTech Connect, after it loaned $550,000 to a company Rakesh operated, in 2022, the family man was getting in way over his head.
Even though he claimed that he would wire the money over, it never happened, and he instead used his widowed mother’s home in Woburn as collateral to the loan.
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The Norfolk District Attorney’s Office released a Press Release detailing the details of the crime: “Preliminary results provided to investigators confirms that Teena Kamal, 54, and her daughter Arianna Kamal, 18, were victims of homicide by gunshot.
“Rakesh Kamal, 57, their husband and father respectively, died by gunshot wound consistent with being self-inflicted. The final autopsy report is likely to be completed in the coming weeks.
“While full forensic and ballistics testing of the gun have not been finalized, the firearm found with Mr. Kamal is consistent with a .40 caliber Glock 22.
“The firearm was not registered to Mr. Kamal and he was not licensed to possess it. Massachusetts State Police have contacted the Bureau of Alcohol, Tobacco, Firearms, and Explosives for assistance in determining the origin of the firearm. The incident remains under investigation by Dover and Massachusetts State Police.”