
The IRS has urged Americans to take action as the deadline looms for more than a million people to get their hands on stimulus checks worth $1,400.
Would you turn down more than a thousand dollars of free cash? I know I certainly wouldn't - even if it did mean a bit of paperwork - but unfortunately, I'm not eligible to receive the Recovery Rebate Credit.
There are an estimated 1,100,000 Americans who are eligible though - all you have to do is make sure to act before time runs out.
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In a reminder sent out earlier this month, the IRS explained that more than 1.1 million people across the US have unclaimed refunds for tax year 2021.
It might be hard for you to even remember 2021 in the midst of all the Covid-chaos, but if you didn't file a Federal Income Tax Return, Form 1040, that year then you could be entitled to get the stimulus check which was part of the last round of funds issued during the pandemic.
The exact amount you could be entitled to depends on your adjusted gross income (AGI), with the figure eventually phasing out in higher income brackets.
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See the breakdown below:
- Single filers with an AGI of no more than $75,000 in 2021 qualify for the full $1,400, but the credit fully phases out at $80,000.
- Married couples with a combined AGI of $150,000 or less in 2021 qualify for $2,800 if filing together, but the credit phases out completely at an income of $160,000.
- Dependents could earn $1,400 in 2021, regardless of their age, but the same phaseout limits apply.
The IRS has been sending payments to eligible taxpayers, but the deadline to get any credits or refunds from 2021 comes on April 15 - so you have just over a fortnight left to avoid missing out.

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Payments to eligible parties - including people who originally left the field blank, or those who haven't filed a tax return yet - are sent by the IRS either by a paper check, or via a bank transaction using the information listed on your 2023 tax return.
In its reminder, the IRS said there is an estimated $1 billion in refunds which remain unclaimed by taxpayers.
It adds: "Under the law, taxpayers usually have three years to file and claim their tax refunds. If they don’t file within three years, the money becomes the property of the U.S. Treasury."